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MicroFinS-DBS was established in October 2007 as a Limited Liability Company. The main objective of MicroFinS-DBS is to provide entrepreneurs, who are not eligible for official bank loans due to small size of their businesses, with micro loans, as well as to provide the vulnerable categories of society with housing micro loans.

Beside the Head and a Branch Office in Belgrade, there are eleven more Branch Offices in Šabac Novi Sad, Vrbas, Sombor, Subotica, Kikinda, Pančevo, Kragujevac, Čačak, Jagodina and Kruševac. MicroFinS-DBS covers entire territory of Central, South-West and North Serbia.

Micro Credit Activities


Micro credit opportunities within the countries in transition are the key factor for the strengthening of private sector and economy development in general. Many people have relevant experiences in different business activities, but no funds for starting up or expanding their businesses. They see their chances in micro credit institutions, especially since they are the least likely candidates for obtaining credit from formal lending institutions. It is also well-known that micro crediting is an efficient way of fighting poverty, due to the fact that it is fostering private initiatives and the development of entrepreneurship.