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MicroFinS-DBS was established in October 2007 as a Limited Liability Company. The main objective of MicroFinS-DBS is to provide entrepreneurs, who are not eligible for official bank loans due to small size of their businesses, with micro loans, as well as to provide the vulnerable categories of society with housing micro loans.

Beside the Head and a Branch Office in Belgrade, there are eleven more Branch Offices in Šabac Novi Sad, Vrbas, Sombor, Subotica, Kikinda, Pančevo, Kragujevac, Čačak, Jagodina and Kruševac. MicroFinS-DBS covers entire territory of Central, South-West and North Serbia.


The mission of MicroFinS-DBS is to assist disadvantaged and largely marginalized groups such as refugees, internally displaced persons (IDPs) and local vulnerable population in Serbia with the following types of micro loans:

  • Business loans – helping clients in starting and developing small businesses; and
  • Housing loans - supporting clients in finding solutions for permanent and decent accommodation.


MicroFinS-DBS supports the clients to increase their income, enable market access and create employment and therefore it is a promoter not only of the client’s individual economical strength, but also of the general economic growth in our country.